Sounds obvious doesn't it? But until you start spending less than you make, you will never be free of financial worry. Spending less than you make doesn't make you immediately free of financial worry, but it will help.
Most people find they can take 10% out of each check (preferably automatically before you ever see it) and not miss it. By putting this away for a rainy day, you will soon have an emergency fund. There is a lot of peace in having 3-6-?? months worth of living expenses securely tucked away, hopefully earning a decent return. Takes a lot of the stress of 'involuntary job changes' away.
